The ledger behind FCMB’s ₦23.08 billion payout
Shareholders signed off on the dividend at the group’s 13th Annual General Meeting in Lagos — capping a year in which profit before tax jumped 81% and profit after tax more than doubled.
A year of compounding growth
Gross revenue crossed ₦1 trillion for the first time, but it’s the profit lines that tell the sharper story — costs held steady even as income surged, pushing return on equity to 23.2%.
Profit before & after tax
Gross revenue
We remain steadfast in balancing immediate shareholder returns with the need to retain sufficient capital to support long-term expansion.
Four engines, one balance sheet
Every division grew profit before tax by double digits. Banking led by scale; Consumer Finance and Investment Banking weren’t far behind — a spread the CEO credits to synergy across the group’s businesses.
PBT growth by division
2025 was a transformative year for FCMB Group — one in which we witnessed the true impact of “The Power of the Group.” A core driver of our performance was the effective synergy across Banking, Consumer Finance, Investment Banking and Investment Management.
The books got bigger, not just busier
Asset growth outran the prior year’s pace across nearly every line, with lending and managed assets both expanding faster than the balance sheet as a whole.
Where the lending actually went
Shareholder groups singled out FCMB’s small-business financing. Of the ₦537.5 billion disbursed to SMEs in 2025, close to a tenth went specifically to women-owned enterprises.
SME financing, FY2025
- Total SME financing ₦537.5bn
- — of which, women-owned businesses ₦51bn
The dividend reflects management’s commitment to shareholder value despite economic challenges.
Praised the group’s support for small businesses and women-owned enterprises, noting the scale of SME financing disbursed in 2025.
Inside the AGM resolutions
Beyond the dividend, shareholders — in person and online — cleared every item on the Board’s agenda.
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✓Dividend of ₦23.08bn approvedFor the financial year ended 31 December 2025
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✓Ladi Jadesimi re-elected as DirectorContinues as Chairman of the Board
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✓Mrs Adepeju Adebajo ratified as DirectorAppointment confirmed by shareholders
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✓Audit Committee members electedDirectors authorised to fix auditors’ remuneration
